SBA Loan Business Plan Examples

What to look at in an SBA loan business plan sample

• The monthly cash flow. A lender wants the lowest-cash month, not just annual totals.
• The loan repayment. Is it paid out of operating cash?
• The use of funds. Each dollar of the request should map to a named purchase.
• The downside case. See what the owner does if sales come in lower than planned.
• The owner’s background. Look for years in this trade and a clear name on daily operations.

If you want a plan like these built around your own numbers and your own lender, start with our business loan plan page. For the full list of what an underwriter checks, read What SBA lenders look for in a business plan.